Impact on Credit Score An unsecured mortgage may be both a good friend and a foe to your credit score score. On the one hand, timely repayments boost your score. On the other, missed payments can ding it. If you default, your credit score score could take a extra important hit than a Spotify inventory plunge after a bad quarterly rep n Yes, a delinquent mortgage can considerably influence your credit rating. Late or missed payments are reported to credit score bureaus, and even a single la...