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If choice all home equity loan rates are designed equally, well then, your wrong. Loan rates differ greatly among states. You may be to learn they're even different from city to city. These rates are determined by banks along with the federal government. While Arizona may have a rate of 6%, Michigan's rate might be 7.55%. A online payday loan is extended based on solid employment and regular paychecks. Lenders in ebay do not care what your credit score looks like, and they do not care whe...